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January 10, 2008
Who's Required to Make Contribution for Health Coverage?

Full-time workers who participate in a healthcare plan and earn less than $15 per hour are more likely to be required to make a contribution for coverage than their counterparts who have higher wages, according to a report by Department of Labor's Bureau of Labor Statistics.

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In the private sector, 82 percent of full-time workers who earn less than $15 per hour and participate in a healthcare plan must make a contribution for single coverage, compared with 73 percent of full-time workers who earn $15 or more.

For family coverage, the difference is 8 percent (92 percent for lower wage earners versus 84 percent for higher wage earners).

Lower-wage workers are also more likely to pay a greater share of the premium. On average, lower-wage workers pay 21 percent of the premium cost for single coverage and 34 percent of the premium cost for family coverage, according to the report.

By comparison, higher wage workers on average pay 17 percent of the premium cost for single coverage and 27 percent of the premium cost for family coverage.

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